🏘️HOAs are legal entities that govern groups of homeowners and enforce rules in neighborhoods.
📝HOAs collect fees and fines from homeowners to cover the upkeep of common areas and enforce architectural and landscaping guidelines.
🔒HOAs have the power to enforce rules and issue fines, often for trivial matters like the color of shutters or the presence of a bench.
🚫HOAs can be used to exclude certain groups, perpetuating discrimination in housing.
⚖️HOAs operate with limited accountability and resistance to scrutiny, making it difficult for residents to challenge their decisions.