💰Living off high yield funds requires portfolio management and is based on a target extraction strategy.
📈The risk level of high yield funds like QQQy and JPY is similar to other funds.
💼Portfolio management is crucial when living off high yield funds, as the distribution rates can vary greatly.
📉Extracting all the income from high yield funds may not be sustainable due to fluctuating distribution rates.
🔍Research the history and stability of high yield funds before considering living off them.
Can I live off high yield funds without touching the capital?
—It's not feasible to live off high yield funds like QQQy and JPY without careful portfolio management. The distribution rates can vary greatly, making it challenging to rely solely on the income without touching the capital.
What is the ideal distribution yield range for living off high yield funds?
—For those looking to live off the income from high yield funds, a distribution yield range of 10-15% is ideal. This range offers relatively stable income and allows for more sustainable withdrawals.
Are high yield funds riskier than other funds?
—The risk level of high yield funds like QQQy and JPY is similar to other funds. The difference lies in the distribution rates, which can be higher but do not necessarily indicate higher overall returns or performance.
How should I manage my portfolio if I want to live off high yield funds?
—Managing a portfolio with high yield funds requires setting a target extraction strategy. This involves extracting a portion of the income while reinvesting the rest to maintain overall stability. The specific percentages will depend on the distribution rates and individual preferences.
What factors should I consider before living off high yield funds?
—Before relying on high yield funds for income, it's important to research the fund's history, stability, and distribution policies. Understanding the potential fluctuations in distribution rates and being prepared for portfolio management are crucial considerations.
00:00Living off high yield funds requires portfolio management and a target extraction strategy.
05:56The risk level of high yield funds like QQQy and JPY is similar to other funds.
10:20Living off high yield funds is possible but requires careful consideration and understanding of the fund's distribution policies.
10:59The ideal distribution yield range for living off high yield funds is 10-15%.
11:47Research the history and stability of high yield funds before considering living off them.
