🔑Hard inquiries can stay on your credit report for up to two years and can have a negative impact on your credit score.
💡You can dispute hard inquiries that are not attached to open or closed accounts and have them removed from your credit report.
🔒Placing a fraud alert on your credit report can help prevent new unauthorized inquiries.
📞Calling the credit bureau and being persistent can lead to the removal of hard inquiries.
💼Having a good credit score can help you access better loan terms, including lower interest rates and higher credit limits.