How to Remove Hard Inquiries from Your Credit Report in 24 Hours

TLDRLearn how to remove hard inquiries from your credit report quickly and for free with this strategy. Having a good credit score is crucial for accessing 0% interest credit cards and getting the loans you need. Follow these steps to remove unwanted hard inquiries and improve your credit.

Key insights

🔑Hard inquiries can stay on your credit report for up to two years and can have a negative impact on your credit score.

💡You can dispute hard inquiries that are not attached to open or closed accounts and have them removed from your credit report.

🔒Placing a fraud alert on your credit report can help prevent new unauthorized inquiries.

📞Calling the credit bureau and being persistent can lead to the removal of hard inquiries.

💼Having a good credit score can help you access better loan terms, including lower interest rates and higher credit limits.

Q&A

How long do hard inquiries stay on your credit report?

Hard inquiries can stay on your credit report for up to two years.

What is the impact of hard inquiries on your credit score?

Hard inquiries can have a negative impact on your credit score.

Can you remove hard inquiries from your credit report?

Yes, you can dispute hard inquiries that are not attached to open or closed accounts and have them removed from your credit report.

How can placing a fraud alert on your credit report be beneficial?

Placing a fraud alert on your credit report can help prevent new unauthorized inquiries.

Why is having a good credit score important?

Having a good credit score can help you access better loan terms, including lower interest rates and higher credit limits.

Timestamped Summary

00:00Hard inquiries can have a negative impact on your credit score and can stay on your report for up to two years.

03:00You can remove hard inquiries by disputing those that are not attached to open or closed accounts.

05:00Placing a fraud alert on your credit report can help prevent unauthorized inquiries.

07:00Calling the credit bureau and being persistent can lead to the removal of hard inquiries.

09:00Having a good credit score is important for accessing better loan terms.