Choosing the Perfect Travel Credit Card: A Comprehensive Guide

TLDRLearn how to choose the right travel credit card for your needs and optimize its benefits. We discuss our favorite travel card, the Chase Sapphire Reserve, and how we travel hack for free hotel stays. Find out why the annual fee is worth it for frequent travelers.

Key insights

💪The Chase Sapphire Reserve is our favorite travel card due to its numerous benefits and perks.

💸The $550 annual fee may seem high, but we explain how to recoup the cost and even get more value.

🌄The card offers a $300 yearly travel credit that can be used towards flights or hotels.

🚗By renewing our TSA or Global Entry, the card reimburses $100 every four years.

📦Access to airport lounges with the Priority Pass card is a valuable benefit for frequent flyers.

Q&A

Is the annual fee of $550 worth it?

For frequent travelers, the benefits and perks of the Chase Sapphire Reserve outweigh the annual fee. We explain how to recoup the cost and even get more value.

What is the $300 travel credit?

The card offers a $300 reimbursement for travel-related expenses, such as flights or hotel stays. This credit can significantly offset the annual fee.

How do you get the TSA or Global Entry reimbursement?

Every four years, the Chase Sapphire Reserve reimburses $100 for renewing TSA or Global Entry, making it easier to navigate airport security and customs.

Can I access airport lounges with the card?

Yes, the Chase Sapphire Reserve comes with a Priority Pass card that allows access to airport lounges worldwide. Enjoy perks like free food, drinks, and a quiet workspace.

What are the rewards for using the card?

The card earns three times the points for travel-related charges and five times the points for booking airlines and rental cars through the Chase portal. These points can be transferred to partner programs, like the World of Hyatt, for maximum value.

Timestamped Summary

00:00Are you looking to understand travel reward credit cards and how to choose the right one for you? Watch this video for a comprehensive guide.

01:40The Chase Sapphire Reserve is our favorite travel card, despite its $550 annual fee. We explain how to get more value than what the fee costs.

03:32The card offers a $300 travel credit each year, which can be used for flights or hotel stays. This effectively reduces the annual fee to $250.

06:49You can get up to $100 reimbursement every four years for renewing your TSA or Global Entry. This benefit saves you time and makes traveling smoother.

09:59Access to airport lounges with the Priority Pass card is a game-changer. Enjoy free food, drinks, and a comfortable space to relax or work.